NEW Easy Access Cash ISA — Earn 4.25% AER (4.17% tax free) variable* Apply now | Full details

Personal Banking

Smart, simple banking built around your life. Competitive rates, no hidden fees, and an app you'll actually enjoy using.

Choose your account

Every account comes with our award-winning app, FSCS protection, and zero surprises.

✅

Checking Account

Everyday banking with instant access and no minimum balance.

No minimum balance
Free online banking
Mobile cheque deposit
ATM fee reimbursement

Open Account

🐷

Savings Account

Grow your money with competitive rates and complete flexibility.

Competitive APY rates
No monthly fees
Automatic savings tools
Online management

Open Account

📊

Money Market

Higher rates with the added flexibility of a current account.

Higher interest rates
Cheque writing privileges
Debit card access
FSCS insured

Open Account

🏅

Fixed-Rate Bond

Lock in a guaranteed rate for maximum return on your savings.

Guaranteed returns
Fixed interest rate
Multiple term options
FSCS insured up to £85k

Open Account

Current Interest Rates

Rates correct as of 10 Jun 2026. Variable rates may change. Fixed rates are guaranteed for the term.

Easy Access ISA

4.25% AER

tax free variable

Instant Savings

3.50% AER

variable rate

12-Month Bond

4.00% AER

fixed rate

24-Month Bond

4.50% AER

fixed rate