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Home/Business Banking

Business Banking

Comprehensive, flexible banking built for businesses that move fast. From start-ups to established enterprises — we've got you covered.

Everything your business needs

We don't believe in one-size-fits-all. Every product is designed to flex around your business goals.

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Business Checking

Professional current accounts designed for businesses of all sizes, with no monthly fees.

  • No monthly maintenance fees
  • Free online banking & bill pay
  • Mobile cheque deposit
  • Multiple user access
Open Account
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Business Savings

Earn competitive rates while maintaining easy access to your business funds.

  • Competitive interest rates
  • No minimum balance required
  • Online account management
  • Business debit card included
Open Account
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Business Loans

Flexible financing to fuel growth, expansion, or bridge cash flow gaps.

  • Term loans & lines of credit
  • Equipment financing
  • Commercial real estate
  • Fast online decisions
Apply Now
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Merchant Services

Accept payments securely with our comprehensive merchant solutions for any channel.

  • Card payment processing
  • Point-of-sale systems
  • Online payment gateway
  • Mobile payment solutions
Learn More
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Cash Management

Optimise your cash flow with our treasury and cash management solutions.

  • Faster Payments & BACS
  • International wire transfers
  • Remote deposit capture
  • Real-time balance visibility
Learn More
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Payroll Services

Streamline payroll with our fully integrated, automated payroll processing.

  • Automated payroll processing
  • HMRC tax filing & reporting
  • Direct deposit to employees
  • Employee self-service portal
Learn More

We serve all business types

From sole traders to multi-national corporations — our solutions scale with you.

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Small Business

Sole traders and startups

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Mid-Market

Growing companies

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Enterprise

Large corporations

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Non-Profit

Charities & foundations

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Professional

Law, medical, consulting

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Transport

Logistics & freight

Business banking

Why businesses choose Silver Crest Trust Bank

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Dedicated Relationship Manager

Personal support from a specialist who knows your industry inside out.

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Fast Decision Making

Quick loan approvals and same-day account opening — all done digitally.

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Customised Solutions

Banking solutions tailored to your industry, size, and growth stage.

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Enterprise Security

Bank-level security with real-time fraud detection and monitoring 24/7.

Ready to grow your business?

Partner with Silver Crest Trust Bank and take your business to the next level.

Open Business Account Schedule Consultation
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© Silver Crest Trust Bank 2026

"Silver" and "Silver Crest Trust Bank" are trading names of Silver Crest Trust Bank plc, a company registered in England and Wales with company number 08159252. Registered office: Silver House, The Waterfront, Newcastle upon Tyne, NE1 3PJ.

Silver Crest Trust Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Financial Services Register number is 204557.

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