Born digital. Built on trust. We're changing what banking can be — fairer, simpler, and always on your side.
Our Story
Silver Crest Trust Bank was founded with a simple but bold ambition: to build a bank that people actually love. A bank that works for them, not the other way around. One that uses technology to make banking faster, easier, and more transparent than anything that came before.
We received our full banking authorisation and started serving customers across the UK. Since then, we've grown from a handful of savings products to a full range of mortgages, business loans, and personal banking — all delivered entirely through our award-winning app.
Open an account →Our values aren't words on a wall. They shape every product, every decision, and every interaction.
Your financial security is our top priority with bank-grade FSCS protection and encryption throughout.
Building lasting relationships through complete transparency — no hidden fees, no small print surprises.
We embrace technology to provide modern banking that fits around your life, not the other way around.
Supporting local communities and giving back — because we believe banking should do good, not just profit.
Recognised by customers and industry experts alike for doing banking differently.
British Banking Awards, 2025
feefo Gold Trusted Service, 2025
FinTech Innovation Awards, 2025