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About Silver Crest Trust Bank

Born digital. Built on trust. We're changing what banking can be — fairer, simpler, and always on your side.

Our Story

Founded to make banking better for everyone

Silver Crest Trust Bank was founded with a simple but bold ambition: to build a bank that people actually love. A bank that works for them, not the other way around. One that uses technology to make banking faster, easier, and more transparent than anything that came before.

We received our full banking authorisation and started serving customers across the UK. Since then, we've grown from a handful of savings products to a full range of mortgages, business loans, and personal banking — all delivered entirely through our award-winning app.

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5M+
Satisfied Customers
98%
Would Recommend Us
4.8★
App Store Rating
£85k
FSCS Protection

What we stand for

Our values aren't words on a wall. They shape every product, every decision, and every interaction.

🛡️

Security

Your financial security is our top priority with bank-grade FSCS protection and encryption throughout.

🤝

Trust

Building lasting relationships through complete transparency — no hidden fees, no small print surprises.

💡

Innovation

We embrace technology to provide modern banking that fits around your life, not the other way around.

❤️

Community

Supporting local communities and giving back — because we believe banking should do good, not just profit.

Award-winning banking

Recognised by customers and industry experts alike for doing banking differently.

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Best Digital Bank

British Banking Awards, 2025

Exceptional Service

feefo Gold Trusted Service, 2025

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Best Banking App

FinTech Innovation Awards, 2025

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